The Kramer Team has been assisting California home and business owners with their mortgage financing needs since 1994. In just the past 8 years we have closed over 1200 mortgage loan transactions for more than half a billion dollars.  Our success is due to building a clientele of satisfied customers who return again and again.  We view your mortgage debt as an important part of your total financial plan and assist our clients in the planning and management of that debt. 

When you decide to buy a home, an office, or to refinance a mortgage, it's a big step. You can trust us to find the residential or commercial lender and loan program that best fits your financial needs and qualifications. Especially in today's uncertain financial times, if you are looking to establish a long term relationship with a mortgage lending professional, you are in the right place! Contact us today at (714) 846-7900 or at loans@kramerloans.com to discuss your goals and to build a mortgage plan that gets you there. 

On this site, you can learn more about the process of selecting and qualifying for a California mortgage loan in today's tricky lending environment; you can apply for a loan pre-qualification or file a full loan application online; you can also send us a confidential inquiry about your individual situation and a qualified member of our staff will respond with information tailored to your needs. 

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.  Thank you for visiting, let us know how we can be of service to you! Respectfully, Kathleen Kramer, CA Broker #01198187, NMLS #114502